At the end of September, I celebrated THAT birthday. You know, the one that gives me the medicare card and makes me "officially" a senior citizen? My first concern after heading towards sixty five was the medicare equation and other medical decisions. Like many people I know I am happy to be on Medicare, and happy I decided to keep my retiree insurance as my supplemental plan.
Now that the medicare junk mail has mainly subsided (except for some open season information), I am facing daily piles of election junk in the mail (the joins of being a battleground state). A second, equally deep pile has accumulated from good ole AARP.
Now don't get me wrong, I was getting AARP mail before the big day. After all their age limit is now 50, and I am well.....past that. In the past few months however, the piles have increased proportionately. I receive membership information that includes cards, information about long term insurance, life insurance, medicare supplements and more. All multiple times a month. In fact, if their mailings are any indication, AARP has not gotten the "less paper" memo.
The question of course, is should I join? Is it worth it for me? Because of my good health insurance, I don't need one of their medicare plans. As a widow with grown children, I need only minimal life insurance at this point. And while I do look at long term care, I'm a woman with chronic health issues who probably would not be approved at an affordable range, even with AARP.
So what's left? Coupons and discounts, certainly. I am obviously the queen of both and would love access to any and all. The question is whether they are worth the price of admission and if the travel discounts especially beat AAA. I enjoy reading AARP online, so I expect that I would enjoy what I got in the mail, as well as what I might get via email (although I hope not as much spam as so called snail mail).
There's also the fact that the AARP is a large lobby. My question is whether they lobby enough and who they are "in bed" with. While I appreciate that they lobby on senior issues, from what I have seen the spend a lot of time lobbying for wealthy seniors and do less for the low income amonsgts us. And frankly, I'm involved in the church level and other levels with activism.
I'm sure that there are other issues to consider as well, so I ask you, all who are reading this. Have you joined AARP? Will you? What do you think?